Payments & Cards

Payments & Cards

Navigating the changing landscape of payments.

The payments industry is evolving fast. From instant transactions and contactless solutions to mobile wallets and real-time settlement, the way people move money is being reshaped. This shift is driven by new consumer expectations, regulatory pressure, and accelerating innovation from both fintechs and established players.

At the same time, legacy systems, fragmented infrastructures, and compliance demands create real delivery challenges. For financial institutions, staying competitive means finding the right balance between transformation and stability.

Our expertise in Payments

Our NORRIQ Financial Services team brings solid experience in payments, combined with a practical understanding of the regulatory environment and day-to-day project realities. We help our clients modernize their payments architecture, respond to regulatory developments, and bring new services to market - without losing sight of operational constraints.

Our focus is on helping clients modernize, comply, and innovate - without losing sight of the practical challenges of execution. We support financial institutions across Belgium in areas such as:

  • Modernizing Payment Systems : We assist in updating legacy infrastructure, integrating new platforms, and improving operational efficiency. Recent projects include streamlining payment processes to enhance customer experience while managing cost pressures and optimize fee based income structures. We offer support in the process of selecting partner banks.
  • Enhancing Card Services : Our teams have worked on the development of card-based payment solutions, including customer self-service platforms for card management - balancing security, convenience, and operational control.
  • Navigating Regulatory Change : From PSD3, DORA, to the Instant Payment Regulation, we help clients assess regulatory impact and design pragmatic compliance strategies. We've supported remediation programs and led end-to-end implementation of new requirements.
  • Delivering with Agility : We provide experienced project managers who oversee delivery from initiation to completion. Our focus is always on timely, realistic execution.

Looking Ahead

The future of payments will continue to challenge traditional models. Whether you’re navigating regulatory shifts or planning your next system upgrade, we can help you move forward - realistically, and with confidence.